Life Insurance Planning for High Net-Worth Clients

This presentation will use case design and analysis to address some of today's advanced strategies for HNW clients:
• The cost of liquidity
• Why life insurance is the new stretch IRA
• The shortfall of Roth Conversions
• Should HNW clients insure for long-term care expenses?
• When and why premium financing should be considered
• The power of gifting and leverage
• How why and when to use split dollar

Learning Objectives:
• Understand through real-world examples when and how life insurance could be a preferable legacy planning tool and strategy
• Learn about new regulations regarding life insurance and why it is a stronger tool than ever for legacy planning
• Discover the key questions to design the life insurance product most appropriate for each client situation