Bridging the Gap: Health Insurance for Early Retirees

This presentation will equip financial planners with the knowledge and tools to help early retirees navigate the health insurance gap before Medicare eligibility. We’ll explore key healthcare cost concerns, common misconceptions, and the various insurance options available, including COBRA, ACA Marketplace plans, and off-market alternatives. Attendees will also learn strategic financial planning techniques—such as optimizing income for ACA subsidies—to make health insurance more affordable. Through real-world case studies, interactive discussions, and actionable frameworks, advisors will leave with the confidence to integrate health insurance planning into their client conversations effectively.

Learning Objectives:

• Identify and compare health insurance options for early retirees.
• Implement income-based strategies to make health insurance more affordable.
• Confidently integrate health insurance planning into retirement discussions with clients.