Asset Location Strategy

Advisors have long explored asset allocation, but what about asset location strategy? By understanding the different estate, tax and asset protection implications of various investment holdings and accounts, along with a client's goals and other factors, advisors can deliver more value by selecting a more optimal investment portfolio among a client's accounts. Advisors should equip themselves with a more integrated and cohesive understanding of these types of accounts, factors for client consideration, and tips and tricks for making strategic changes to a client's investment portfolio to enhance investment and estate planning benefits.

Learning Objectives:

• Distinguish asset location strategies from asset allocation and explain their significance in financial planning.
• Identify key factors involved in asset location analysis and their impact on investment outcomes.
• Implement asset location strategies across various account types, including 529 plans, grantor trusts, and others.