The Backdoor Path to Early Retirement

This presentation will discuss how backdoor and mega backdoor Roth accounts can be particularly useful for early retirement planning. Attendees will review how backdoor Roth IRAs, mega backdoor Roth accounts, and Roth conversion ladders work. We will then look at how these strategies can produce tax-free income to avoid earl withdrawal penalties for people retiring before 59 1/2 and maximize ACA subsidies for people retiring before 65.

Learning Objectives:

• Why backdoor and mega backdoor Roth strategies can be beneficial
• Who these strategies are best for
• How to implement these strategies