A New Approach to Lifecycle Planning and Investing

A financial advisor's most important deliverable is advice. While our industry has made strides in packaging "risk tolerance portfolios" and "probability of success" plans into sleek software and reports, we've dropped the ball on innovating advice methodology itself.

So, what does the future of advice methodology look like? How can you provide more tailored guidance and better address your client's needs at each stage of the lifecycle? No risk questionnaires, no simulations; this session will present a new framework for lifecycle advice that moves beyond the "risk tolerance ecosystem" in favor of an outcomes-oriented approach to planning and investing.

Learning Objectives:

• Evaluate limitations of risk questionnaires and Monte Carlo simulations compared to modern risk management strategies.
• Integrate non-portfolio assets into holistic financial planning and investment strategies.
• Apply liability-driven investing to personalize solutions and enhance client confidence.